Auto Insurance In Louisiana

The minimum legal requirement to drive a car is liability insurance, though most financing institutions mandate that you carry full coverage as long as your car is financed through the bank.

In Louisiana, the minimum limits for bodily injury coverage is $15,000 per person, and $30,000 per accident.

This type of auto insurance covers the damage that you do to another person’s vehicle in excess of bodily injury.

The minimum requirement in the state of Louisiana is $25,000.

This type of car insurance covers the medical bills of those involved in the accident, in the event that the accident is determined to be at the fault of the insured.

The minimum legal requirement for this type of coverage is $1000 per vehicle.

This type of coverage protects the driver in the event that you are involved in an accident with an uninsured or under-insured person.

While there are no minimum requirements for UM coverage, we at Kastner Insurance Group highly recommend having this coverage.

This coverage is not mandated by law, but many banks require that you carry “Comp and Collision Insurance” until you have paid off your car note. If you have C&C Insurance with your mandatory insurance, this is often referred to as “full coverage.”

Comp & Collision Insurance comes to play when you hit another vehicle, or a stationary object like a light pole or a sign. It also includes theft or vandalism to your vehicle, and can pay for things like cracked or broken windshields.