Home Insurance In Louisiana

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What Is Home Insurance?

For most people, their home will probably be the biggest asset they will ever own. Making sure your home is insured properly is critical. Home insurance protects you from unexpected losses or damages that could occur to your home itself, the contents within it, and the people that visit you. 


Protect the “dwelling”
of your home

"Dwelling" is the insurance term for the actual structure of your home.


Protect yourself from injuries sustained by visitors

Homeowners are liable for the injuries sustained by their visitors and sometimes even trespassers.  Liability coverage is the insurance term used for coverage related to expenses for bodily injuries sustained by those who do not reside in the home.


Protect the "contents" of your home

In insurance terms, the “contents” of your house include everything that would fall out if you were to literally turn your house upside down. Examples include furniture, some appliances, clothing, jewelry, books, children’s toys, and hobby-related assets like golf clubs.

What Are The Homeowners' Sub Categories?

Homeowners’ insurance is separated into sub categories that we can customize to create a homeowner's insurance plan that is right for you. Some examples of the different facets of coverage you can add to your portfolio are:

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