Consultative Approach
We take a consultative approach and make sure you have the correct coverage that's needed for you and your family.
Life Insurance
In Louisiana
Rest easy knowing that a small premium each month can potentially protect your family
Why Choose Us for Life Insurance?
We will explain things in relation to your status as a resident of Louisiana, which has some of the highest life insurance rates in the nation.
There are things you can do to save money on life insurance without losing valuable coverage.
Proactivity At Its Finest
We also are very proactive when it comes to the renewal process.
Best Premium for Coverage
We review your policy and make sure you are always paying the best premium for your coverage dollar.
What You Need to Know About Life Insurance
The truth is, life insurance is one of the easiest and most affordable ways you can protect your entire family and ensure their prosperity in the event of your death.
Work directly with one of our advisors to pick the plan that is best for you.
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Should you worry about financial tolls?
From funeral costs to lack of income from the deceased, one of the biggest financial tolls a family can undergo is the loss of a provider in your household.
Rest easy knowing that a small premium each month can potentially save your family from having to sell your home or sell off valuable and sentimental objects to pay for the mortgage and kids’ tuition.
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Do you need life insurance?
No one wants to think about life insurance, because it is often attached to bigger questions about our own lives and all of the people that we love.
Simply put, life insurance is indispensable if you have a family, and you want to have a real and tangible future in the event of illness and death.
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What is covered by life insurance?
A brief list of things covered by life insurance includes: Final expenses (funerals), college or school tuition for children, medical or credit card debt, replacement of the deceased’s income, pay off business partners of the deceased, or to pay estate sale taxes.
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What is Whole Life Insurance?
Whole Life Insurance is considered the premium, top tier level of coverage.
What sets Whole Life Insurance apart from Term Life insurance is that a portion of your premiums are invested to keep the overall cost of your insurance down, often resulting in a higher premium for the same amount of coverage.
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What is Term Life Insurance?
Term Life Insurance, on the contrary, offers no investment of a portion of your premium, and no coverage is available after the term date on the policy, which can range from 1-30 years.
Depending on your plan, and your premiums may be subject to rate increases over the lifespan of your policy.
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